Budget Gems and Travel Tips

  • Travel

    Gift Guide to Yourself: 2022 Edition

    Another year is almost behind us which means it is that time again, my gift guide to yourself time! Before you start plotting and budgeting gifts for your love ones, stop to think, what have you done for yourself lately. Especially to all the mommas out there. We often put ourselves last while trying to care for our families. For example, I recently reviewed my amazon orders looking for some inspiration for this year’s guide and realized most of my orders this year were for my kid. So I had to go elsewhere to find some gift guide Inspo. Below are some great ideas to gift to yourself that are cost effective, convenient to use, easy to enjoy, and luxurious.

    1. Scentbird: This is a fragrance subscription which you may gift to yourself or someone else. It is quite an easy set up. First, you pick your fragrances for the next few months or complete a questionnaire if you’re unsure of what you may like. Next, you will set up your subscription and receive your 8 ml, 30 day supply delivered to your door. Each package comes with a description card which explains the scent. I’ve gotten to try 3 new fragrances since the start of my subscription. So far my favorite new scent has been Veronique Gabai. This is great way to try a new fragrance from the comfort of your own home before investing in the bigger bottle. Nothing in your queue? No worries, like I mentioned you can complete a questionnaire and allow the experts to select your next fragrance for you. Also, you may pause or cancel your subscription at anytime. What fragrance have you been wanting to try?
    2. Fine jewelry or clothing on consignment: This is the type of gift I like to call double good! It’s both economically and environmentally friendly. Purchasing on consignment expands the life of a product while reducing waste. Also, a lot of high end jewelry is very expensive to purchase new but you get a huge discount when purchasing these things on consignment. I recently purchased a timepiece on consignment and it was in good working condition. My only advice is to get your item independently appraised and verified. Check out the Real Real or another online consignment shop for your next pre loved luxury good.
    3. Sugarwish: A sugar wish is my absolute favorite gift to give to others especially with friends and family all over the country. A sugar wish is appropriate for any occasion. I received my first sugarwish from my employer in 2020 and since then I have gifted it many times to others including gifting myself a sugar wish on my first Mother’s Day. You have the option to gift candy, sweets, dog treats, popcorn, and wine to yourself! They come in the cutest packaging and everything is paid for by the gifter including the shipping. 
    4. Kindle reader: This was suggested many times by vloggers I follow especially for those of us who easily get distracted but would like to read more. My kindle reader does not have any bells or whistles, it just flips pages. There are no apps or colorful shiny things to distract me when it is open. Plus I can connect it to my Bose headphones which was on last year’s gift guide, to listen to an audio book. It’s a great way to put the phone away and get lost in a literature adventure.
    5. Personal Financial Planner/Wealth Advisor: well this is just a shameless plug because I am indeed a personal financial planner but seriously, everyone could benefit from having a comprehensive review of their full financial picture. There are a few ways to find a planner but click on the link if you would like to find a Certified Financial Planner near you.
    6. Cricut Maker Machine: This is the gift that keeps on giving! You can gift it to yourself to make gifts for others. I purchased this machine in 2020 and I have had some fun making cool arts and crafts projects. So far I have made aprons and sweatshirts. I will say the novelty wore off for me after a few uses but I do plan to make T-Shirts for my kid’s first birthday.
  • Budget Gems and Travel Tips,  Career & Business Nics

    Cash(Flow) rules everything around me

    Nickels, would you believe there was a time I did not understand how to save to reach my financial goals? I graduated in 2009 with a degree in Finance and had close to nothing in my savings account. Of course my lack of financial resources were partly due to my student loans and the challenges I faced during the recession with securing employment. The other part of my issue was attributed to the fact that I had never really been taught the importance of saving. As I have mentioned before in this blog, I grew up modestly in a low income household being raised by a single mother of 3. Learning to save or having the means to save was not our reality and therefore, it was not a skillset taught in our household. Additionally, college did not really prepare me in this area. I am guessing subjects like saving and budgeting were too rudimentary for a college curriculum. My true lessons about saving were learned in the real world. My good friend who I met at my first corporate job taught me the fundamentals of saving 12 years ago and it changed my life forever. I now want to impart some that knowledge and knowledge I have accrued over years on to you.

    Learning to save (as an adult) 101 means first understanding how to create a cashflow statement. A cash flow statement is a record of your inflows (credit) and outflows(debit) transactions. It is used to determine your spending habits and patterns. Also, this statement can be used to make a budget and calculate your emergency fund needs. Below are some things you should keep in mind when preparing your cashflow statement.

    1. Prepare your cash flow statement for a specific period of time such as a monthly, quarterly, or annual basis. Select a frequency that best works for you so that you can commit to tracking it. In the beginning it may be prudent to monitor your cash flow on a monthly basis to get an idea of your spending habits and to modify your behavior as needed to achieve a surplus.
    2. Be precise and honest when inputing your data. I know it is easy to guess but the accuracy and effectiveness of the calculations that are supported by the cashflow statement are contingent on correct data. Try not to be tempted to manipulate your figures. If you notice you are in a deficit after completing your statement you can follow up by creating a pro forma cash flow statement. A pro forma statement is used during financial planning process to help clients see their projected inflows and outflows following the implementation of a plan. Theoretically, this version of a cash flow statement should have a surplus or break even. It works like a budget.
    3. Prepare the cashflow statement at the end of a period. This allows you the ability to reflect on what you’ve actually earned and spent during a particular period. Also, it allows you the ability to reference official documents like paid invoices, bank statements, credit card statements, and paystubs.
    4. Itemize your statement. This is where you want to be as detailed as possible to ensure you have recorded every expense incurred by category and income received during a specific period. This is important because it will help you address specific areas of opportunity to create a realistic budget and emergency fund at a later time. Traditionally the categories are distinguished by fixed and variable outflows which is an another benefit that will help you create a budget down the line.
    5. Having a surplus means you have money you can invest.

  • Travel

    Did someone say “Girl’s Trip”?!

    Nickels, how many of you like a good girl’s trip with some good girlfriends? I know I do but there are definitely rules of engagement to ensure the trip goes off without a hitch. I have been on quite a few girl’s trip. Some went really well and others not so much. Here are some tips from lessons learned to ensure your next girl’s trip is enjoyable.

    Decide which destinations are best for a girl’s trip: There are places on my bucket list where I would like to travel to and not compromise on anything from the excursions to the budget. This is the type of trip that may be better left off my girl trip rotation. When I book a trip with others I know that compromising is a necessity not an option. I like to respect all parities involved because we are all spending our time and money.

    Discuss budgets upfront: Conversations about money can be uncomfortable but it is important to agree on a budget and timeline for when the money is due before booking a trip with girlfriends. When I went to Jamaica for my friend’s birthday I was honest that I could not afford to make arrangements through her travel agent. I was able to find cheaper accommodations by booking with the hotel directly. Also, I elected to arrive a day later which also saved me some money. By having the conversation about my budget limitations upfront I did not hold up other members on the trip from moving forward with their plans and we were able to agree on activities that fit everyone’s budget.

    Agree on activities and excursions: We all like to have little fun when we go on a trip and excursions may be just the way to do that. Discuss the activities you want to do while on vacation a head of time. Use a mental or physical venn diagram to find overlap in everyone’s interests. If there is not overlap discuss comfort levels of engaging in solo activities or simply begin the compromise phase before booking the trip. Conflict about an itinerary can be circumvented to maximize everyone’s experience by having open and honest communication with your girl group a head of time.

    Decide on room accommodations: Obviously rooming with a friend is the most cost effective way to travel. This allows you to save money in one area while maximizing your funds in more meaningful areas like food or excursions. However, for me, there are very few people I can share a room with and not go nuts. This is because we are not accustomed to spending 24 hours over a several day period with our friends. In theater there is a termed called the fourth wall which is an imagined wall that keeps performers from recognizing their audience. The performers proceed as if they are not being watched. The gist is there are proverbial fourth walls in every friendship that are broken when we are forced to spend a significant amount of time together such as the time spent on a girl’s trip. Personality compatibility is a huge consideration when selecting a roommate because ours friends during normal hangout hours may be different on a trip. Below are a list of considerations to know about yourself to better understand your preferences and if they are a match for your roommate.

    • Are you a tidy or messy person?
    • Do you like to fall asleep in silence?
    • Are you a late sleeper or early riser?
    • Do hotel location and amenities matter and if so, what details are important to make you comfortable?
    • Are you okay with sleeping on a pullout couch or cot?

    Once you know the answers to the above questions you can match yourself with the proper roommate for a trip.

    Comment below to let me know what lessons were learned from girl’s trip you have been on.

  • Career & Business Nics,  Family,  Travel

    Pregnancy preparedness: Part 3- It’s a Pamper Party

    Hey, Nickels! Welcome back to the 3rd installation of my pregnancy preparedness series which is all about self care. I hope you have enjoyed my first two posts Pregnancy preparedness: Financial Readiness and Pregnancy preparedness: What the health?

    After learning I was pregnant I became acutely aware that my life was going to change for the better but nonetheless, forever changed. For the past 34 years I had become accustomed to leaning on myself and caring for my needs only. Becoming a parent would be a major shift in priority for me so it was important to me to honor my old self one last time. If there is one thing I am indisputably good at, it is self care. This may be attributed to my virgo nature, or maybe the fact that I am a middle child and had to self sooth, or it could be because I am single with no one to shower me with love and affection so I’ve learned to TREAT MYSELF. To commemorate my last moments of putting myself first I planned a series of events and activities during my pregnancy. Below are a list of things I did as a mom-to-be honor and pamper myself during my pregnancy.

    Vacationing: Of course I plan to travel the world with my son and future daughter one day but traveling with children is a lot different than traveling without them. I was a pretty solid traveler before becoming a mom so while pregnant I booked 3 trips. The first trip was an international trip to Barbados. I extended the invite to my best friend but she was unable to accompany me so I booked the trip as a solo traveler (though I was not quite solo given the fetus growing inside of me). Next, I visited the Grand Canyon which was a bucket list destination. I had planned to go on a Grand Canyon trip in 2018 while I lived in California but I moved prematurely and never got to go. I attempted to plan the trip again with one of my besties in 2019 but it got postponed until 2020 then covid hit and the world shut down along with my Grand Canyon plans. The opportunity presented itself again while I was pregnant and I was sure to book my trip without hesitation. In photos you can observe my growing baby bump if you look closely. Finally, I took myself on a baby moon which is defined as a last vacation taken by expectant parent(s) before a baby is born. I went to Hershey for the weekend where I got to make my own chocolate bar and treated myself to my first ever body scrub at the Melt Spa.

    Dining out and culinary experiences: I had many culinary experiences while pregnant. I ate at a few nice restaurants that I had wanted to try. I figured higher end restaurants would be off the rotation for a while as a new mom. For instance while in Las Vegas for my Grand Canyon trip I stayed at the new Hilton at Resorts World which has over 40 food and beverage experiences. I tried several of the restaurants while there including the Marigold which is now permanently closed. At the Marigold I ordered the Vegas Lobster Roll which had Santa Barbara sea urchin, American caviar, and dill aioli. It was my first time trying caviar and to be honest had I known there was caviar on the roll I would not have order it. I must say I am happy I tried it because the lobster roll was really tasty yet pricey. Also, for my birthday I took a beach trip with my cousin where we ate at a steakhouse, Prime 13 located in Point Pleasant, NJ. This place served warm soft pretzel in lieu of bread and just wow, it was mouth watering! Also, rather than the mundane caesar salad served at most restaurants this place served a charred grilled romaine lettuce caesar salad and again, just wow! To top it off I ordered a lobster which just melted in my mouth. Another place I dined at while pregnant was Sullivan’s Steakhouse. I would drive by Sullivans while in the KOP area often and always wonder what the food was like so I finally decided to make a reservation. My cousin and I ordered all appetizers. I really enjoyed the Spicy Shrimp Eggrolls. Next, I took a cooking class with my BEST friend, Mo at Sur La Table where I learned to make 3 different types of crepes. Then of course I hit up my favorite lunch spots like Olive Garden and Red Lobster whenever I had the chance. It was not lost on me that I would lose the ability to just jump in the car and go once I became a mom. So I took every opportunity to jump in the car and take myself out.

    Spa day and entertainment: Now we all know a spa day is the epitome of pampering oneself so I had to add this to the list. I won’t spend too much time on the subject because I mention my spa experience in detail in last December’s post, Gift Guide to Yourself. Essentially, while pregnant I had a pregnancy massage on my birthday at the Four Seasons Hotel and a body scrub at the Hershey Melt spa during my baby moon. Also while pregnant I hosted a pamper party with a few women from my village at a luxury nail spa. We celebrated womanhood with a nice mani/pedi combo. Again, I mention this experience in my Gift Guide to Yourself blog post. In addition to nice spa days I went to sporting events and museums. For example, my cousin and I went to the 76ers and Utah, Jazz game. The 76ers loss that night but to be fair, the Jazz were ranked 3rd overall in the league at the time so the odds were against the Sixers that night but it was an exciting game. Also, I went to WonderSpaces with my friend. This place is pretty cool, affordable, and offers plenty of great photo opportunities.

    Gifts: Since having my son every dime I spend is for him. I honestly do not remember the last time I purchased something for myself. However, while pregnant there were a few purchases I made for myself like my push present. A push present is usually given by a partner to celebrate the milestone of motherhood and to thank the new mom for laboring. The gift is typically jewelry. However, as a single mom there is no partner to celebrate my milestone so I gifted myself a Tiffanys and co necklace with a note to read after labor. I was sure to pack it in my hospital bag. Next, I am obsessed with Chicago style gourmet popcorn so I definitely ordered some Garret mix, Garret’s popcorn and ate it ALL in one night. Lastly, I purchased a Christopher John Rogers dress for my birthday from one of Target’s designer collaboration sales which was a huge hit. I cannot recall ever receiving so many compliments on something I was wearing.

    Naps and long showers: Sometimes it is the simple things that make us feel the most pampered. I will never forget my line sister telling me to enjoy taking naps and long showers. I can now confirm those mundane tasks like showering and sleeping are indeed luxuries with a newborn. I am glad I took naps almost EVERY lunch hour while pregnant (which I did before pregnancy too, I am napper) and relished in long showers. I rarely get to take naps now and my showers are short.

    Professional development: I had always desired a career in Finance particularly helping people plan for their future so I did a lot of research to determine the best career move for myself and personal financial planning came to mind. I had started an accelerated Personal Financial Planning (PFP) program before I got pregnant but completed my program in my second trimester. It was the first step of many to begin my career as a planner and to help my family build wealth. The successful completion of the program while pregnant was so gratifying given how challenging the courses were. My professors did not think I would be able to keep with the other professionals in the class because I was the only person who was not already an agent or advisor in my cohort. As such completing the program and sometimes outperforming my classmates was an added bonuses. Upon completion of my PFP certificate I began an entrepreneur certificate program and started studying for the big exam. Some people may not consider professional development pampering but I think anything that makes me feel good is considered pampering.

    Comment below and share with me how you like to pamper yourself. Do you take yourself on trips, out to eat, or treat yourself to pedicures too?

  • Budget Gems and Travel Tips,  Career & Business Nics

    In Case of Emergency

    Nickels, do you have an emergency fund? This is a topic that is near and dear to my heart based on my own financial hardships and experiences. You may recall during our current VP’s run for the presidency in 2019 her mention of how most Americans were only a $500 emergency away from a complete financial catastrophe which is why this topic is so important. As a person who has studied Personal Financial Planning and has a degree in Finance I have observed that most people when discussing financial literacy or generational wealth glaze over how essential an emergency fund can be to a person’s overall financial wellness. I think most of us put the cart before the horse on this particular topic of financial planning. In class we were taught that a sufficient emergency fund is a top priority to establish with most clients before helping them assess their other financial goals because without this component their other financial goals such as retirement, insurance, and investing can be compromised.

    So you may be wondering what a sufficient emergency fund is, right? Well that may vary from person to person as the rules may be applied differently based on a person’s financial well being. For example an extremely wealthy person like Elon Musk is less likely to have or need an emergency fund solely based on the characteristics of an emergency fund which are savings placed in cash or cash equivalents; not many wealthy people or savvy investors will tie up their assets in such low interest generating accounts. However, the average American needs such a fund and without curating a custom analysis on an individual which would include preparing a statement of financial positions to determine a person’s net worth and a cash flow statement to understand a person’s spending habits and non-discretionary expenses, the general answer to the above question is 3 to 6 months of expenses should be saved in an emergency fund. Below is a FAQ with things to consider when establishing an emergency fund.

    When is it appropriate to save 3 months of expenses vs 6 months of expenses? 3 months may be considered when the following applies:

    • A single wage earner who is gainfully employed with a sizable second income such as rental income, alimony income, or trust beneficiary income
    • Married but only one spouse is gainfully employed with a sizable second income
    • Married and both spouses are gainfully employed.

    If the above does not apply then a person or couple should save up to 6 months of expenses. Also, please note gainfully employed may be subjective so consider if the person or couple consistently works full-time hours with a guaranteed salary.

    What type of accounts should be used for an emergency fund? An emergency fund should be a liquid asset that can be easily accessed with little to no penalty or fluctuation in principal such as:

    • Checking accounts
    • Saving accounts
    • Money Market (MM) deposit accounts or MM mutual funds

    Can a person use their retirement account assets for an emergency fund?

    The short answer is possibly but as a retirement expert I do not recommend the use of retirement assets for a person’s first recourse. In review of a prospective client’s portfolio it is prudent a planner review all aspects of a client’s financial situation which may include the review of materials like a person’s Summary Plan Description (SPD) of their employer sponsored retirement plan. The SPD may be used to confirm if there are alternative solutions in case of an emergency like a hardship distribution provision. If a plan has a hardship provision they must follow the IRS guidelines which allow a person to withdrawal assets from their retirement account due to immediate and heavy financial need like to pay for medical expenses, the purchase of a primary residence, tuition, payment to avoid eviction or foreclosure, funeral expenses, and to pay for the damage of primary residence. Using retirement assets in an emergency should be a last resort. Retirement withdrawals prior to age 59.5 may be subject to a 10% early withdrawal penalty, require one to stop deductions for 6 months which impacts retirement asset growth, and the loss of future retirement income. Another retirement plan provision to consider as an option if available in case of an emergency are retirement plan loans. Loans are an administrative nightmare for employers but a feasible option for an employee to prevent a financial catastrophe in the event an emergency fund is not established. The benefit to borrowing from retirement income vs making a withdrawal is that the money will be tax and penalty free provided it is paid back with interest and it will not have a long term impact to the principal.

    What expenses should be considered when calculating the emergency fund reserve? Only non-discretionary expenses should be used in this calculation such as:

    • Mortgage or rent payment
    • Utilities
    • Taxes
    • Car note
    • Insurance
    • A modest food and clothing allowance
    • Child care

    Nonemergency expenses such as streaming subscriptions, cable, gift allowances, dining out, etc should not be factored into the calculation. However, a person may add one additional month of expenses to the emergency fund to cover reoccurring discretionary expenses each month.

    In closing, we are encouraged to wear seatbelts to prevent a catastrophe in a car accident. We are required to buy homeowner’s insurance to protect our investment in the event our home is damaged or burglarized. Therefore, an emergency fund is no different than any other preventative mechanism used to mitigate risk and protect ourselves. If you have financial goals but do not have an emergency fund then you are doing something wrong. You are jeopardizing your financial well being. So let’s make establishing an emergency fund a top priority in 2022!

  • Budget Gems and Travel Tips

    Gift Guide to Yourself

    Nickels, it has been a long time. I last wrote you in September to share details about my trip to Barbados back in July. However, the holiday season is a upon us and I thought as your self proclaimed satisfied single it would be a good idea to share some gift guide inspiration for gifts to YOURSELF. I have reviewed my credit card statements and amazon purchases over the course of the year to curate a list of some of the best gifts to gift yourself this year. So, let’s get started!

    1. The first recommendation on my list is a Spa day. Below are links to a few spas I have visited this year and one I plan to visit in the near future.
    • Omni Nail Spa in Glenn Mills: I hosted a spa party at this establishment earlier this year to celebrate womanhood with a few of my closest girlfriends. This nail spa has 2 other locations including one in Philadelphia. Their prices are reasonable and they have great customer care which includes one complimentary beverage. Also, they are able to accommodate small private events as well as larger semi-private events during their business hours. I had a semi-private event and was able to bring my own refreshments to set up on their large granite countertop. They were able to accommodate my photo station too! http://www.omnianailspa.com
    • Four Seasons Spa in Center City: I had a birthday massage at this spa earlier this year. I enjoyed the massage but most of all I enjoyed the ambiance. Upon completion of my 60 minute spa treatment I was permitted to chill in their relation room for as long as I liked where I was greeted with an assortment of healthy snacks and champaign while overlooking the center city skyline. In addition, the birthday package came with an added service selection, birthday gift, and healing crystals. This gift option is pretty pricey but hey, you have to treat yourself, right?https://www.fourseasons.com/philadelphia/spa/
    • Hershey Melt Spa: I visited Hershey for the first time back in October and it was a great weekend getaway in general. There are tons of activities even for a person riding solo like myself. While there I visited the Melt Spa for a Hershey Chocolate body scrub. That was my first ever scrub and I must say it was amazing. It left my skin feeling so smooth and soft. I highly recommend scrubs at least once a year to shed your dead skin. Also, it is an affordable way to enjoy a spa day other than the traditional massage. https://www.meltspa.com
    • Sojo Spa in New Jersey: Unfortunately I was unable to make arrangements to visit this spa this year. Every time I was ready to make reservations for this spa something came up but it is definitely on the list for next year. From what I hear this Spa offers a great set of amenities such as pool baths, saunas, lounges, food and a plethora of spa treatments to choose from. Also, from the pictures I have seen there is a beautiful poolside view overlooking the NY city skyline. https://www.sojospaclub.com/explore/

    2. My next recommendation are silk pillow cases. I actually gifted the below mentioned pillow cases as favors at the nail spa party I hosted earlier this year and they were a huge hit! As a woman who grew up sleeping in silk scarfs to protect my hair I have quickly learned that silk pillowcases are a game changer for wild sleepers like myself. I usually fall asleep with a scarf and wake up to bed head. However, since using my silk pillowcases I have been able to maintain the healthy shine of my hair, like I said, game changer. These pillow cases are very comfortable and offer a huge health benefit. Below are links to the 2 silk pillow cases I have purchased for myself and others this year.

    3. If you are a music lover like myself this next nic pick is for you, Bose audio products! Where do I begin? I was first introduced to Bose audio products in 2018. I was frustrated with purchasing cheap headphones every 2 months so I finally decided to splurge on quality headphones and after tons of research I landed on Bose. It is now 2021 and I still have my very first pair of Bose headphones which at time only cost $49. The value of those Bose headphones have tripled since then but even so, I must say they are worth their value. The aux jack of my first pair of headphones were distorted from being bent into an airplane jack. Also, they have been accidentally washed and the wiring is frayed yet those things are still kicking! I have since purchased Bose Around Ear wireless headphones and a Bose Bluetooth Speaker. The product’s sound is incomparable to any other headsets or speakers I have owned. Also, Bose offers a pretty decent warranty. I find that products backed by good warranties are often quality products. Click Bose to check out their product line and do not be afraid to scurry over to the refurbished products section for some additional cost savings. Their refurbished products are backed by their same standard warranty.

    4. I discovered this next pick on a family vlog I follow on YouTube and I thought it was such a unique gift for those who love to entertain or enjoy a nice cocktail every once in a while. It is the Bartesian Premium Cocktail Machine and it is the coolest invention since single serve coffee makers. It is a bit on the pricey side but if you were to calculate the cost of a nice cocktail at a bar or the cost of paying a bartender for an evening of entertainment then you will quickly realize the Bartesian is indeed worth its value. It is the perfect mixologists and is able to make a variety of drinks from a margarita to a Long Island ice tea. Click Bartesian to check it out for yourself.

    5. Last but not least give yourself flowers while you are still here or should I say a snake plant OR a dried flower arrangement. Both are low to no maintenance and look very lovely with any home aesthetic. Below are the links to a great dried flower arrangement and a plant.

    Comment below if you have any gift suggestions for me.

  • Travel

    Bae-less in Barbados

    My dear Nickels, it’s been a while! I have so much to share but first let’s start with my trip with Barbados! Where do I begin? After 17 months of travel restrictions I finally decided I was comfortable enough to book a flight Internationally. The pandemic really grounded me and if you’ve learned anything about me through this blog you’ve learned I am a jet setter. I am pretty sure I was on a plane at least 25 times or more in 2019. However, the pandemic really invoked some serious fear. Needless to say, when I finally felt up to traveling again I decided to visit Barbados. One of the vlogger families I follow on YouTube had vlogged about their vacation there a few weeks prior and thought, hmm, why not? That was my first mistake, I picked a destination that was not very complimentary for solo travelers. I will get into in a second but first let’s tackle some of the household items.


    Departing Flight: I embarked on trip with JetBlue; it was my first time flying with them. The flight was quite comfortable and I would definitely use their services again. I left from the JFK airport in New York because there were no direct flights to Barbados from where I reside. I decided to drive to the airport and park in long term parking. I got a pretty good deal for long term parking too; a much better deal than what you find in my city! My drive to NY was pretty uneventful. I arrived at the airport exactly 3 hours before departure time which is recommended for international flights. 
    Airport Shenanigans: I’ve only flown out of JFK once before in 2008 when I studied abroad in college. I was not sure what to expect in a post pandemic world but I was quickly acclimated. The airport was crowded, like really crowded! People were shoulder to shoulder and the security lines were obnoxiously long. My bag was flagged at security by an overzealous TSA worker. He pulled out my silk head scarf, my jewelry bag which only had necklaces and 1 bracelet, and my underwear. I am not sure how those items posed a security threat but I had to wait over 30 minutes at TSA for my stuff to be scanned…again. I made it to my gate just in time for boarding. 
    Barbados Covid requirements: Before booking a trip I was sure to scrutinize the covid rules. I was required to complete an online customs form and provide a negative PCR covid test no more than 3 days prior to my arrival. Additionally, if vaccinated I had to provide proof with a vaccination card. Lastly, all visitors are encouraged to take an approved method of transportation to and from the airport as well as stay at the country’s approved hotels. 
    Upon arriving at that airport I presented my records. I was asked if my test was self administered or administered by a healthcare professional. I explained it was self administered in front of a healthcare professional at CVS pharmacy. Little did I know that information would deem my test results invalid. I was immediately sent to another line where an orange wrist band was placed on my wrist. Next, I had to complete a covid information form and another covid PCR test. After which I was sent to customs to complete the rest of the process. The entire airport check-in process took about 1.5 hours which was ridiculous!
    Hotel: I stayed at the Hilton Barbados Resort. I had read mixed reviews online about the staff and the cleanliness of the hotel but I had a good experience. Immediately upon checking in I was informed my orange wristband meant I would need to quarantine until my second covid test results came back negative. I was restricted to my room and limited to room service. The room service was great but the food was subpar. The room was clean and certified with a lysol sticker as confirmation. I still sanitized all surfaces with my own alcohol wipes. I even brought my own sheets, blanket, shower shoes, and house shoes. I was not taking in chances with covid.
    Tour: Finally, the next morning my covid results came back negative. I decided to scour the internet for tours. I managed to find one but by the time I entered my credit card information the tour was sold out. My grandma helped me find an alternative tour but the tour guide called moments later to say that tour was sold out too. That tour guide was gracious enough to suggest another tour company on the island with a similar route, Williamson tours. The tour included a stop at the animal flower cave, a local restaurant, a church, and many different vantage views of the ocean around the island. The tour was pretty anticlimactic but there weren’t many tour options available. Due to covid, most of the more popular attractions had limited capacity or were closed all together. This meant there was not much do while in Barbados. I was unable to schedule a second tour or even book a spa day.
    Returning: The taxi ride to the airport was pleasant. It was a much cleaner vehicle than the taxi that picked me up. Once at the airport I made it to my gate with no issues. I flew back with Caribbean airline and let me tell you, that plane was nothing like JetBlue’s plane. The Caribbean airline plane had purple cloth seats and the staff wore medical gowns like we were in a hospital, it was all very weird. The snack or beverage service was suspended though we all were given a bottle of water upon boarding. Needless to say, the 4.5 hour flight was uncomfortable and I would never fly with them again. I eventually made it back to JFK where it took me 4 hours to return to home vs the 2 it took me to arrive at JFK days before. The traffic returning home was horrible!

    Overall, I would rank my trip to Barbados a 4 out of 10. It was a beautiful destination but a boring place to travel during the pandemic. There are few direct flights from most northeast cities which means expect a long layover or be willing to drive to another airport location. I would not recommend traveling there until covid is under control and they have better airplane routes. Also, I noticed at the time of my visit the island was flooded with couples. I surmise Barbados is a prime bae-cation destination and here it is I thought the state of Virginia was for lovers lol. I was the only single traveler in sight which is unusual. I was glad I decided to experiment with a fake wedding band during this trip. It certainly kept the creeps away. I was only approached by one creep and I was sure to flash my fake ring.

    So tell me, where have you traveled during or since the pandemic? Also, let me know in the comments if you are solo traveler and how you feel about traveling with a fake wedding band.

  • Travel

    Sunny San Diego

    California dreaming is an understatement, in 2018 I moved to one of the most beautiful cities in the US, San Diego, CA. During my time there I made sure to take advantage of the beautiful weather, beaches, and proximity to other cool destinations. I had so many great experiences which has allowed me to curate a list of my top 10 things to do or see while visiting San Diego. 

    Nic #1: Visit the San Diego Zoo

    Nic#2: Take the ferry from the city to Coronado Island. Be sure to grab a picture of the city’s skyline on your way back

    Nic #3: Cross the Mexican boarder which is only 20 minutes away or hop on a plane to Hawaii. Beware of the 3 hour time difference in Hawaii. Also, drive up the coast to Malibu to check out Malibu’s Wine Safari or book a train ride to LA for a studio tour (idk if that is still happening post covid) or hike up Runyon canyon.

    Nic #4: Drive to La Jolla Cove to see the seals and dine at some swanky restaurants 

    Nic #5: Hike up or drive up to Mt. Solidade. You will be greeted by a cool breeze, fantastic pacific ocean view, and a WWII memorial 

    Nic#6: Visit Balboa Park where there are tons of Museums and outdoor recreational fun. Also, check out the USS Midway Museum, a retired Navy ship.

    Nic#7: Catch a Padres baseball game at Petco stadium. 

    Nic#8: You’re in California, go to a weed dispensary and grab some edibles. It’s totally legal 🙂

    Nic #9: Visit a brewery, you will have your pick. There are tons of breweries to choose from. 

    Nic #10: Go to Liberty Public, it is the Reading terminal of San Diego with plenty of bakeries, restaurants, and recreational activities including a fancy movie theater. 

    Drop a comment below to let me know where you live or have lived and some fun things to see or do in your town!

  • Food & Wine,  Travel

    Study Abroad

    Back in my college years I had the opportunity to study abroad in Dublin, Ireland. While there I took International Economics and my senior capstone. It was my first international trip and my most memorable traveling experience. Aside from studying abroad we got to really live abroad. We lived in a beautiful apartment by ourselves, traveled to Paris, France for our friend’s birthday, and participated in preplanned excursions.

    One of the first excursions the university planned for us was a tour of the Jameson Irish Whiskey factory where we got to sample some Jameson! Our guide introduced us to the classic combo of Jameson and ginger ale. Over the years this drink has become my staple.

    Fun Facts: (1)There were 5 of us who came from my university and hung out together during the entire study abroad program. Most of us have stayed in contact. (2) After we completed our final for our capstone class we walked back to our apartment which was located across the street from the Australian embassy and downed an entire bottle of Jameson to celebrate. The kicker is it was still morning! Oh to be college age again, I could never do that now. (3) I was under age 21 when I studied abroad but the legal drinking age in Ireland was 18.

    Ingredients

    • Ice cubes
    • 1 oz of Jameson
    • 6-8 oz of your choice of ginger ale or ginger beer
    • Garnish with a lime (optional)
  • Travel

    Finding gratitude in solitude, the traveler’s edition.

    Let me first preface this post by saying I do not prefer solo traveling over traveling with a buddy but for most single people, it may be an inevitable reality at some point. The good news is solo traveling does not have to be lonely and at times it may just be the most optimal choice. As a person who has gone on multiple solo trips plus moved crossed country alone twice, I wanted to share some nics to help you plan for your next solo travel experience. Below I detail the gems that have helped me navigate my first international solo trip to Greece back in 2018.

    Nic#1: Research is essential, I reached out to my former high school classmate who had just visited Greece a few months before me. I inquired about hotel accommodations and she graciously shared a list of 5 star hotels she lodged at while in Greece. In the end I stayed at The Stanley in Athens. It is a very nice 5 star hotel with great accommodations including an onsite bar and restaurant, complimentary breakfast, a friendly staff, and a beautiful view of the Acropolis.

     Nic#2: Encourage family and friends to download WhatsApp and/or Google voice to stay in communication at little to no cost. I borrowed my mom’s phone which had an international phone plan but I mostly used my boost mobile phone during the trip. I heavily relied on communication apps powered by WIFI to eliminate the need for an international phone plan. Technology has advanced exponentially since my first international trip in 2008 when I needed a calling card. Do you remember international calling cards?

    Nic#3: Book excursions online and ahead of time. Oftentimes, tours may sellout quickly because of bulks sales reserved by hotels or travel agents. To ensure you can score tickets on the best tours and optimize your time, plan ahead. Plus booking activities a head of time adds an extra layer of protection for credit card purchases which does wonders for budget monitoring.

     Nic#4: In the theme of planning ahead, outline your trip in an itinerary. As a solo traveler you must always be vigilant and make prudent decisions regarding your safety. Preparing an itinerary will ensure your family and friends are aware of your whereabouts at all times. Also, be sure to print a copy for yourself in case of an emergency or if WIFI is inaccessible. This document should have pertinent details like the US embassy location, allergens, and emergency contact information.

     Nic#5: Use a fanny pack. A fanny pack may not be the most fashion forward accessory but it is practical especially since you will not have a travel buddy to watch your belongings while you’re preoccupied. This around the waist pouch will ensure important items such as your passport, money, itinerary, and phone are stored securely on your person. Furthermore, it is easily accessible to you while a deterrent to thieves.

    Nic#6: Make necessary transportation arrangements before arriving at your international destination. Traveling abroad may not be as simple as hailing a cab or booking an Uber. It is a good idea to learn the best modes of transportation ahead of time so you can plan accordingly. I called the Stanley Hotel before my trip and scheduled a cab to pick me up at the airport. Also, you may want to consider strategically booking excursions that offer hotel pick ups. This will eliminate the need to figure out other transportation arrangements once you arrive at your destination. Most of my transportation arrangements in Greece were preplanned with the exception of my visit the Acropolis Museum, I took the metro.

    Nic#7: Download a good translator app to communicate with others. Fortunately in most European countries I’ve visited there are British translations everywhere but I had my trusted Google translator just in case.

    Nic#8: Pay attention to flight arrangements. I messed up in this area twice while on my trip to Greece. First, I did not realize there were 2 airports in Rome when I booked my flight to Greece. My initial flight to Italy included an 8 hour layover for an 18 hour total flight time. In hindsight if I knew then what I know now I would have booked my flight directly to Greece vs flying into Italy. However, that part of the error was not entirely my fault but what was my fault was the booking of the hotel. I was clearly jetlagged and delirious upon arrival in Italy only to discover at the hotel, which I strategically booked to be near the airport for my next flight was not near the same airport I would be flying out of in less than 4 hours. Thankfully, my friend brought this erroneous error to my attention just in time for me time to make alternative arrangements for a cab and a wake up call. It would have been better to discover this error sooner but I learned a valuable lesson which was to always check the airport location when booking a flight. Next, print your boarding pass. We live in a mostly digitized world but some modern day conveniences may not be available internationally. I ran into this issue when flying back to Italy from Greece. I will spare you the details.

    Nic#9: Exchange your currency at your local bank rather than at the airport to save on exchanges fees. These fees tend to be higher at the airport. Also, you can reduce the amount of cash you will need to carry around by preplanning as mentioned in nic #3.

    Nic#10: Fear forward, have fun, and make new friends. I have met several other solo travelers during my own solo trips and you will never be alone if you plan accordingly.