• Family

    Pregnancy Preparedness Part 4: What to expect after expecting?

    Nickels, I prepared a different article for part 4 which was a ‘what’s in my hospital bag’ but I found this topic much more interesting. There is a secret vault of information that apparently only moms tend to share with other moms or moms-to-be about what to expect after expecting. I do not recall any of my mom friends talking to me about their postpartum experiences prior to me becoming pregnant and there are a lot of experiences to talk about. A woman’s lifestyle, body, and abilities all change in the “fourth quad-mester”, it’s surreal. Every woman is different but here are the things I’ve experienced that may prepare you after birth.

    Expect to bleed…a lot: Upon giving birth vaginally I bled for weeks! I will never forget when my best friend told me to prepare for this. I jokingly said I noticed my mom friends omitted some information about pregnancy until I became pregnant and she replied “well here is something you may not have known, you’re going to bleed….a lot” and she was right. I want to be clear that by “a lot” I don’t mean quantity but duration. There is bleeding and some soreness in the beginning. The soreness subsided within a few days for me but I continuously bled every day for weeks. I went through quite a few pads and disposable underwear but by week 3 I was able to wear just a panty liner for spotting. There are products that address this particular postpartum area of opportunity such as the Frida Mom’s 33-Piece Postpartum Recovery Essentials Kit which a good friend of mine purchased for me. The set comes with some disposable underwear, cooling wipes, cooling foam, and cool packs for your vaginal area. Also, the peri bottle I was given at the hospital was huge help. A peri bottle is kind of like a manual bidet. It brought me much relief plus it sanitized my bottom since whipping was a bit challenging in the beginning. Lastly, I purchased a pack of adult diapers and absorbent reusable Knix underwear to wear once I ran out of the Frida mom kit. I really like the Knix reusable underwear but I will say I waited until I was a few weeks postpartum to wear them because doing laundry was not a top priority on my to-do list in the beginning. 

    Expect to be sleep deprived: I remember asking my delivery nurse for a nap after my 14 hour labor and delivery. The nurse assured me I could rest once I got to my recovery room but she lied. I did not, I repeat, I DID NOT get to rest in the hospital after giving birth. Every hour a nurse, a doctor, or a staff member came into our room to check on me or the baby. Plus I had to complete paperwork, order food, pump, get my vitals checked, and respond to congratulation calls. There is a saying, “the hospital is where you go to not rest” and that is the truth. Upon arriving home, I was in full mommy mode with a newborn and nothing could have prepared me for the type of sleep deprivation I experienced the first 2 weeks of postpartum. I was a zombie and I have no idea how I got anything done. In fact, I do not remember anything from my first two weeks as a new mom other than being TIRED. However, by week 3 my body did something miraculous, it adjusted to my new sleep schedule. I just got use to operating tired and I was able to function like normal, well my new normal.

    Expect some challenges with breast feeding or thank the milk Gods if you don’t: I knew before having my son I wanted to combo feed with breast milk and formula. What I did not realize was that combo feeding would impact my milk supply. Essentially, I was telling my body that I did not need as much breast milk because I was supplementing with formula. Therefore, I was not producing much breast milk. I have only been able to produce a bottle a day but my goal was for breast milk to make up 50% of my baby’s diet. Additionally, I messed up by not pumping with every feed as recommended. I did attempt to course correct by seeing a Lactation consultant, changing my diet, and purchasing OTC products but nothing has worked. I am not really hard on myself about it but I do regret not just picking one lane. Combo feeding may work for some but for me doing both was laboring and expensive.

    Expect not to bounce back: Some women immediately revert back to their pre-pregnancy body with little to no effort but that was not the case for me. I was not in my best shape prior to getting pregnant and I gained an additional 40 lbs while pregnant. Also, I had swollen ankles my entire pregnancy and immediately after giving birth I had swollen everything. My ankles, my legs, and my face were all swollen from labor and stayed that way for weeks. Then there are the stretch marks. Some women do not get stretch marks but I was not so lucky. Needless to say, I have not been loving my new body and I feel pressure to bounce back. There are many visuals of women on social media who look like models after giving birth but that’s just not everyone’s reality; it certainly has not been mine. I plan to lose the weight eventually but at my own pace in healthy way. In the meantime I am working on having a more body positive attitude because this body created a miracle.

    Expect bills bills bills: I like to think I am a planner so I got what I thought I needed to begin our journey as mother and child. I quickly learned I could not anticipate all our needs in advance. Of course, I was able to plan for the basics but parenting goes beyond the basics. Almost everyday I identified something we needed that I did not have. Additionally, the medical bills came in within a month after his birth and even with health insurance we had run up quite the bill. Thankfully, I did save for my medical expenses, check out Pregnancy Preparedness: Part 1- Financial Readiness. Even so, the other cost of having a child added up quickly. My advice for new parents is if possible set aside a small reserve while pregnant to address unexpected expenses.

    Expect to forget: I knew pregnancy brain was a thing but so is postpartum brain. My brain is always scattered and I find it difficult to organize my thoughts. I misplace things, I lose my train of thought, I miss appointments. You name it, I have misplaced it or forgotten it. I think this is because as a new parent my mind is inundated with all of the essential stuff I need to know about my baby that I have little room to care about anything else. I hope this resolves itself as I become a more experienced mom.

    Expect to become “one of those moms”: There were a lot of things I said I was not going to do like talk about my child in every conversation with another adult, have a million pictures in my phone of my baby doing boring stuff like sleeping, or have a bunch of baby stuff around the house. Well, the joke was one me. It’s funny because I would say these things to my mom friends and they would be like “yeah ok, you’ll see” lol. Firstly, a minimalistic lifestyle is difficult with a baby because quite frankly they just need a lot of stuff and that stuff comes in huge ass boxes! Also, I try not to make every conversation about my baby but people ask me about him all the time and I have to show them pictures too, right? I have indeed become “one of those moms” which is essentially is just a mom. 

    Comment below to let me know what you experienced in postpartum and if you were prepared.

  • Career & Business Nics,  Family,  Travel

    Pregnancy preparedness: Part 3- It’s a Pamper Party

    Hey, Nickels! Welcome back to the 3rd installation of my pregnancy preparedness series which is all about self care. I hope you have enjoyed my first two posts Pregnancy preparedness: Financial Readiness and Pregnancy preparedness: What the health?

    After learning I was pregnant I became acutely aware that my life was going to change for the better but nonetheless, forever changed. For the past 34 years I had become accustomed to leaning on myself and caring for my needs only. Becoming a parent would be a major shift in priority for me so it was important to me to honor my old self one last time. If there is one thing I am indisputably good at, it is self care. This may be attributed to my virgo nature, or maybe the fact that I am a middle child and had to self sooth, or it could be because I am single with no one to shower me with love and affection so I’ve learned to TREAT MYSELF. To commemorate my last moments of putting myself first I planned a series of events and activities during my pregnancy. Below are a list of things I did as a mom-to-be honor and pamper myself during my pregnancy.

    Vacationing: Of course I plan to travel the world with my son and future daughter one day but traveling with children is a lot different than traveling without them. I was a pretty solid traveler before becoming a mom so while pregnant I booked 3 trips. The first trip was an international trip to Barbados. I extended the invite to my best friend but she was unable to accompany me so I booked the trip as a solo traveler (though I was not quite solo given the fetus growing inside of me). Next, I visited the Grand Canyon which was a bucket list destination. I had planned to go on a Grand Canyon trip in 2018 while I lived in California but I moved prematurely and never got to go. I attempted to plan the trip again with one of my besties in 2019 but it got postponed until 2020 then covid hit and the world shut down along with my Grand Canyon plans. The opportunity presented itself again while I was pregnant and I was sure to book my trip without hesitation. In photos you can observe my growing baby bump if you look closely. Finally, I took myself on a baby moon which is defined as a last vacation taken by expectant parent(s) before a baby is born. I went to Hershey for the weekend where I got to make my own chocolate bar and treated myself to my first ever body scrub at the Melt Spa.

    Dining out and culinary experiences: I had many culinary experiences while pregnant. I ate at a few nice restaurants that I had wanted to try. I figured higher end restaurants would be off the rotation for a while as a new mom. For instance while in Las Vegas for my Grand Canyon trip I stayed at the new Hilton at Resorts World which has over 40 food and beverage experiences. I tried several of the restaurants while there including the Marigold which is now permanently closed. At the Marigold I ordered the Vegas Lobster Roll which had Santa Barbara sea urchin, American caviar, and dill aioli. It was my first time trying caviar and to be honest had I known there was caviar on the roll I would not have order it. I must say I am happy I tried it because the lobster roll was really tasty yet pricey. Also, for my birthday I took a beach trip with my cousin where we ate at a steakhouse, Prime 13 located in Point Pleasant, NJ. This place served warm soft pretzel in lieu of bread and just wow, it was mouth watering! Also, rather than the mundane caesar salad served at most restaurants this place served a charred grilled romaine lettuce caesar salad and again, just wow! To top it off I ordered a lobster which just melted in my mouth. Another place I dined at while pregnant was Sullivan’s Steakhouse. I would drive by Sullivans while in the KOP area often and always wonder what the food was like so I finally decided to make a reservation. My cousin and I ordered all appetizers. I really enjoyed the Spicy Shrimp Eggrolls. Next, I took a cooking class with my BEST friend, Mo at Sur La Table where I learned to make 3 different types of crepes. Then of course I hit up my favorite lunch spots like Olive Garden and Red Lobster whenever I had the chance. It was not lost on me that I would lose the ability to just jump in the car and go once I became a mom. So I took every opportunity to jump in the car and take myself out.

    Spa day and entertainment: Now we all know a spa day is the epitome of pampering oneself so I had to add this to the list. I won’t spend too much time on the subject because I mention my spa experience in detail in last December’s post, Gift Guide to Yourself. Essentially, while pregnant I had a pregnancy massage on my birthday at the Four Seasons Hotel and a body scrub at the Hershey Melt spa during my baby moon. Also while pregnant I hosted a pamper party with a few women from my village at a luxury nail spa. We celebrated womanhood with a nice mani/pedi combo. Again, I mention this experience in my Gift Guide to Yourself blog post. In addition to nice spa days I went to sporting events and museums. For example, my cousin and I went to the 76ers and Utah, Jazz game. The 76ers loss that night but to be fair, the Jazz were ranked 3rd overall in the league at the time so the odds were against the Sixers that night but it was an exciting game. Also, I went to WonderSpaces with my friend. This place is pretty cool, affordable, and offers plenty of great photo opportunities.

    Gifts: Since having my son every dime I spend is for him. I honestly do not remember the last time I purchased something for myself. However, while pregnant there were a few purchases I made for myself like my push present. A push present is usually given by a partner to celebrate the milestone of motherhood and to thank the new mom for laboring. The gift is typically jewelry. However, as a single mom there is no partner to celebrate my milestone so I gifted myself a Tiffanys and co necklace with a note to read after labor. I was sure to pack it in my hospital bag. Next, I am obsessed with Chicago style gourmet popcorn so I definitely ordered some Garret mix, Garret’s popcorn and ate it ALL in one night. Lastly, I purchased a Christopher John Rogers dress for my birthday from one of Target’s designer collaboration sales which was a huge hit. I cannot recall ever receiving so many compliments on something I was wearing.

    Naps and long showers: Sometimes it is the simple things that make us feel the most pampered. I will never forget my line sister telling me to enjoy taking naps and long showers. I can now confirm those mundane tasks like showering and sleeping are indeed luxuries with a newborn. I am glad I took naps almost EVERY lunch hour while pregnant (which I did before pregnancy too, I am napper) and relished in long showers. I rarely get to take naps now and my showers are short.

    Professional development: I had always desired a career in Finance particularly helping people plan for their future so I did a lot of research to determine the best career move for myself and personal financial planning came to mind. I had started an accelerated Personal Financial Planning (PFP) program before I got pregnant but completed my program in my second trimester. It was the first step of many to begin my career as a planner and to help my family build wealth. The successful completion of the program while pregnant was so gratifying given how challenging the courses were. My professors did not think I would be able to keep with the other professionals in the class because I was the only person who was not already an agent or advisor in my cohort. As such completing the program and sometimes outperforming my classmates was an added bonuses. Upon completion of my PFP certificate I began an entrepreneur certificate program and started studying for the big exam. Some people may not consider professional development pampering but I think anything that makes me feel good is considered pampering.

    Comment below and share with me how you like to pamper yourself. Do you take yourself on trips, out to eat, or treat yourself to pedicures too?

  • Family

    Pregnancy Preparedness: Part 2- What the health?

    When I was family planning I knew I needed to better understand my own health metrics to understand how they may impact a pregnancy. Essentially, I wanted to confirm my body was equipped to take on the task of carrying a healthy baby to term given the high maternal mortality rate in the African American community. Here are some things I did to confirm I was physically and mentally able to have a baby.

    Conventional health screening: I scheduled a basic biometric screening to check my BMI, blood pressure, and blood sugar levels.

    Women’s Wellness Screening: I scheduled my annual women’s wellness check up to have a standard pap-smear performed and to discuss some basics regarding my reproductive health.

    Cardio Screening: Due to a history of abnormal Electrocardiograms (EKG) I decided I needed to investigate this issue before going any further in the fertility process. I had a series of tests administered such as a stress test, a chemical stress test, and a computed tomography scan (CT scan). The first two tests were abnormal but my CT scan came back normal which ruled out heart disease.

    Fertility Screening: While my OB/GYN was my first line of defense when it came to my reproductive health I knew I would need some additional assistance getting pregnant. I proceeded with scheduling initial consultations with a couple fertility clinics before settling on the one I would ultimately use on an ongoing basis. My consultation was followed up by a thorough screening which included an assessment of my hormone levels, genetic testing to screen for DNA disorders that could be potentially harm my child, an ultrasound to examine my female organs, a saline ultrasound to determine if my fibroids would impact my pregnancy, and a HSG screening to ensure there were no obstructions in any of my essential reproductive parts.

    Mental Health Screening: Finally, my fertility clinic required me and all its clients to have a psychological exam done before moving forward with any treatment plan. Lucky for me I already had a mental health provider and therefore, I discussed family planning with my therapist. My doctor and I talked through various sensitive subjects such as postpartum depression and what it would mean to be a single parent.

    Please comment below and let me know healthy steps you’ve taken to prepare for parenthood. Did you family plan with your healthcare provider?

  • Food & Wine

    Un-wine: how I discovered alcohol removed wine

    Trying to hide a pregnancy is very hard especially when everyone’s pastime is drinking! I had to find clever ways to avoid a cocktail without looking suspicious when socializing with family and friends. This was especially true when my grandma proposed a virtual family toast to celebrate my Aunt’s graduation from Yale. I was nervous that my pregnancy would be revealed prematurely given how perceptive my family can be. For example, I once posted an unrelated encrypted message on Instagram about my blog and received a slew of inquiries from my family asking if I was going to make a pregnancy announcement. So in my quest to deceive my family I found my little fingers pitter paddling on my computer’s web browser searching for alcohol removed wines and that is when I discovered the brand FRE!

    Fre, is an alcohol removed wine that still has about .05% of alcohol remaining after the removal process. My research suggest that amount of alcohol is deminis and not harmful as it is equivalent to the alcohol content found in some natural fruits. The wine looks like wine and taste like wine plus the price point is phenomenal, pricing south of $8. So if you are looking for some alcohol free ways to cheers in the new year check out the Fre wine brand!

    *If pregnant please consult your doctor before consuming this product*

  • Career & Business Nics,  Family

    Pregnancy Preparedness: Part 1- Financial Readiness

    The moment I decided that I was ready to be a parent I knew it was time to ensure my personal finances were in order. It helped that I was already enrolled in my accelerated Personal Financial Planning program at UCLA during the time of my IVF. The program kept me educated and motivated while I administered shots to abdomen each night. Below are some of the steps I took to prepare for my son.

    First, I evaluated life insurance:

    I happened to be enrolled in my insurance planning class at the time I decided to evaluate my life insurance coverage. Our professor, who has retired was a renowned CFP and Insurance agent in California, shout out to Linda! We literally reviewed every type of insurance there is, Disability; Life; Auto; Homeowners; Health; Long term care; Annuities; and Social Security. As a prospective planner I knew the first thing I needed to do when evaluating my life insurance needs was determine if I had any shortfall in my current coverage and there are three common calculations available to do just that. I used the multiple of salary method which is the fastest and least precise option to get a ballpark figure of what I was looking for before calling an insurance agent.

    Calculation Option- Multiple of Salary Method
    This method simply takes the salary of the wage earner and multiples it times the number of years the family will be able to continue as they are now in the event of the wage earner’s death. This is the least complex calculation and should really only be used to get a quick estimate. The other calculation options are the Human Life Value Method which is more precise and Personalized Needs Approach which is the most precise.

    Once I understood how much of a benefit I needed it was time to select a provider. I did this by confirming the credit rating and financial strength of the policy provider that I wanted to use. Then, I determined the type of policy I wanted. I started with a termed life policy which would cover my current liabilities and would extend until my son is the age of majority. Also, I added a smaller whole life policy which would accumulate a cash value. This policy would be used to cover my funeral and final expenses. Finally, I added a third policy to offer a cushion to my son’s guardian to assist with childcare expenses.

    Please note, it is okay to consider your employer’s group life insurance policy when evaluating your life insurance needs. Some agents will insist that an employer’s group life policy is inconsequential but everyone’s financial circumstances varies. A planner understands that one size does not always fit all and would consider all avenues when preparing a comprehensive plan.

    Next, I evaluated health insurance:

    When embarking on the path to parenthood it was prudent for me to understand my health insurance benefits as I would be using them quite a bit for reoccurring doctor appointments, ultrasounds, labor and delivery. I first did an independent visual review where I analyzed my deductible and maximum out of pocket cost for the year. In understanding these cost I was able to save a reserve over my 41 week pregnancy (yes, I had a late term baby lol) to cover my medical expenses. My due date was 1/2 so I desperately wanted to have a 2021 baby as I had already paid my maximum out of pocket expenses for the year but my son had different plans; I was prepared to adapt. Next, I decided to call my providers (I was in between 2 providers in 2021) to better understand my policy’s offering. It was through these calls that I learned I would be eligible to receive a FREE BREAST PUMP! Yes, that’s right I was able to order a free electronic breast pump through my health insurance provider. I was given many options to choose from too which included the most advanced pumps on the market.

    Now, it was time to Prepare an Estate plan:

    With both of my employers in 2021 I opted into a group legal plan policy during open enrollment in preparation for my son’s arrival. I was sold on this legal service once I realized they offered estate planning services with my coverage. I pay approximately $9 bi-weekly for this plan and from what I understand about attorney fees, this service is a fraction of the premium I would have paid hiring an attorney on my own. My service provider’s website can populate a pretty robust estate plan in 15 minutes following the completion of a brief questionnaire. Below are the materials included in my estate plan:

    • Last Will and Testament (in the event I die)
    • Advance Healthcare Directive aka Living Will (in the event I am incapacitated and need someone to make health decisions)
    • Durable Power of Attorney (in the event I am incapacitated and need someone to make financial decisions) and,
    • Revocable Living Trust for my property

    The above documents had to be notarized with 2 witness who were unrelated to me and not included in the directives. You can find a FREE notary at your local bank branch, which is what I did or local councilman’s office.

    Finally, I established an emergency fund:

    Here is the link to my blog post about establishing an emergency fund,